Looking for the best credit cards for people with bad credit?

Credit Needed
Bad Credit
No Credit

OpenSky® Secured Visa ® Credit Card

You're pre-approved*

Earn up to 10% cash back on everyday purchases
No credit check required – 89% approval rate with zero credit risk to apply!
Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Start with just $200—secure your credit line with a refundable deposit
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used OpenSky® to build better credit!

**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.

Credit Needed
Fair Credit
Bad Credit

First Progress Platinum Select MasterCard® Secured Credit Card

Get a First Progress Select Card and Earn 1% Cash Back Rewards!

Choose the First Progress Select Card for a lower annual fee!
All credit types welcome to apply!
Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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Deposit Options: Debit card funding.

Credit Needed
Fair Credit
Bad Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card

Earn 1% Cash Back Rewards with First Progress Prestige!

All credit types welcome to apply!
Apply now and fund your security deposit over 90 days with the option to make partial payments.
You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: debit card funding.

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Credit Needed
Bad Credit
No Credit

CreditBuilderCard

Invest in yourself by opening up your secured credit card. Put down the deposit today and start building your better credit score future.

Apply in minutes + no credit score requirement.
Put down $200 deposit to open your secure credit card.
Build credit by making purchases.

Credit Needed
Bad Credit
No Credit

CreditRentBoost

Build and Increase Your Credit Score Using Your Rent!

Report past & ongoing rent history with Equifax & TransUnion.
Average credit score increase from 10 pts to 100 points.
Results in less than 2 weeks.
Up to the last 2 years of rental history.
Use Promotional Code: BoostRent13412 for an additional 5% discount!

Credit Needed
Bad Credit
No Credit

Credit Strong Instal.

Build installment credit and savings.

What is installment credit?
Installment credit is typically a loan with an amount, interest rate, term (the length of the loan in months or years), and a set monthly payment.
How will this help me?
Instal accounts build installment credit on your profile and demonstrate to lenders your ability to consistently make on-time fixed monthly payments over the term of a loan.

Credit Needed
Bad Credit
No Credit

Credit Strong MAGNUM.

When you have the cash, but not the credit.

Who is MAGNUM for?
MAGNUM accounts are not for everyone. They are built for those who have cash, but need credit.
How will MAGNUM help me?
MAGNUM accounts can help accountholders who want to demonstrate their ability to reliably repay larger credit obligations with higher fixed monthly payments.

Credit Needed
Bad Credit
No Credit

Credit Strong Revolv.

Build revolving credit without a credit card.

What is revolving credit?
Revolving credit is the type of credit you get from a credit card or home equity line. Installment credit is the type of credit you get from a car loan, student loan, or home mortgage. Having both is important to your credit mix.
Revolving credit gives a borrower a credit limit and allows the borrower to repeatedly advance against that credit limit and repay the advances, typically on a monthly basis.

Credit Needed
Bad Credit
No Credit

Credit Strong for Business

Strong Credit can really help your Business

How will this help my business?
Your account will be reported to major business credit bureaus, establishing and building your company’s credit profile, payment history, and commercial credit scores.

Credit Needed
Excellent

Capital One Business Credit Card

Great for businesses that always pay in full and want flexible purchasing power, with cash or travel rewards depending on the credit card you choose.

Credit Needed
Bad Credit
No Credit

Kovo Credit

Build Credit & Earn Rewards

No credit check
Instant approval
0% APR / $0 fees
Earn 1% on loans

The credit builder that rewards you.

Credit Needed
Bad Credit
No Credit

Capital One

See if you're pre-approved for card offers — with no harm to your credit.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Easy Solutions receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products. For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Easy Solutions uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

We Made It Easy To Apply For A Credit Card Online!

OpenSky® Secured Visa ® Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

CreditBuilderCard

CreditRentBoost

Credit Strong Instal.

Credit Strong MAGNUM.

Credit Strong Revolv.

Credit Strong for Business

Capital One Business Credit Card

Kovo Credit

Capital One

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