This calculator helps you evaluate your credit utilization by comparing current balances against credit limits across multiple revolving accounts. It dynamically updates totals, shows individual and overall utilization percentages, and suggests optimal balance thresholds.

Revolving Accounts Current Limit Current Balance* Current Ratio(%) Suggested**
Company Name $100.00 $30.00 30% $30.00
Subtotal: $100.00 $30.00 30% $30.00
*10% balance to limit ratio is considered the best.
**30% is the suggested balance.

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