Easy Solutions - FHA Loan Calculator

This calculator determines the monthly payment for an FHA-insured mortgage loan based on the home price, down payment, loan term, interest rate, mortgage insurance premiums (MIP), property taxes, home insurance, and other optional costs. It also shows the total loan amount, monthly MIP, and a complete payment breakdown that includes principal, interest, and estimated total monthly payment.

Enter the values to continue

Home Price

Please enter the home price

Down Payment

Loan Term (Years)

Please enter the loan term in years

Interest Rate

Please enter the interest rate

Upfront FHA MIP

Annual FHA MIP

Annual FHA MIP Duration

Include Optionals Below

Property Taxes

Home Insurance (Year)

HOA Fee (Year)

Other Costs (Year)

Start Date

The menus highlighted in green can alternate between calculating using a percentage or a dollar amount.

FHA Loan Summary

Loan Amount

Down Payment

Principal & Interest

Property Taxes

Home Insurance

FHA MIP

HOA Fees

Other Costs

Total Monthly Payment

Year
Month

Year	Date	Interest	Principal	Balance
Please enter values above to calculate amortization

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Legal Disclaimer: This calculator is provided solely for educational and illustrative purposes. All outputs, including payment amounts, estimates, calculations, and summaries are approximate and depend on the information you supply. Actual figures may differ based on the lender, financial institution, service provider, market conditions, or any additional fees that may apply. These tools do not constitute financial, legal, or professional advice, nor do they guarantee approval, qualification, or precise results. For accurate, personalized information and the final terms and conditions, please consult our professionals directly.

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